Life solutions

Savings and investments

savings-investment

Vista, offered by Zurich International Life Limited (Singapore Branch)* and Z Invest, Z Link and Z Saver, offered by Zurich Life Insurance (Singapore) Pte. Ltd.* are designed to help you in achieving your goals and also protecting your loved ones.

*With effect from 1 December 2015, Zurich Life Insurance (Singapore) Pte. Ltd and Zurich International Life Limited (Singapore Branch) ceased to accept new policy applications.

Products offered by Zurich International Life Limited (Singapore Branch)

Vista

Vista

A simple regular savings policy, ideal if you are internationally mobile and want to save for the medium to long-term.

Key Features

You can increase, decrease or suspend payments if your circumstances change.
Minimum term of five years, and you can save for a specified term.
Minimum premium SGD 675 or USD 425 a month with terms of ten years and above.
You can choose from over 100 funds and invest in up to 30 funds at any one time.

Product literature

Products offered by Zurich Life Insurance (Singapore) Pte. Ltd.

Z invest

Z Invest

With no additional premium commitments through the entire life of the plan, your investment worries are taken care of by us, ensuring you assured and solid returns. Additionally, this plan provides a choice of three Death Benefit coverage options. That means you have the power to choose the coverage that caters to your life plan.
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Payment options

Single premium only.

Investment benefits

  • Choose to contruct your portfolio using the following
    • Portfolio builder – offers strategic asset allocation models customized for 5 different risk profiles.
    • Fund risk plotter – Freedom to choose any primary funds or combine with secondary funds, up to a specified limit, based on your risk profile.
  • Access to a diversified fund range that spreads across more than 15 asset classes.
  • Funds managed by experienced teams that includes award winning global and local fund houses.
  • Freedom to increase your investment capital over time through single premium investment boost option.
    Unlimited free fund switching.

Protection benefits

Choice of three different Death Benefit coverage options.

Z link

Z Link

This is an ideal life insurance policy that safeguards you and your loved ones. With high flexibility, this plan enables you to get continuous coverage through all stages in life. Z Protect is a simple and flexible life insurance policy designed with your changing needs in mind
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Payment options

Regular premium - Yearly, half-yearly, quarterly or monthly.

Investment benefits

  • Choose to contruct your portfolio using the following:
    • Portfolio builder – offers strategic asset allocation models customized for 5 different risk profiles.
    • Fund risk plotter – Freedom to choose any primary funds or combine with secondary funds, up to a specified limit, based on your risk profile.
  • Access to a diversified fund range that spreads across more than 15 asset classes.
  • Funds managed by experienced teams that includes award winning global and local fund houses.
  • Freedom to increase your investment capital over time through single premium investment boost option.
  • Unlimited free fund switching.

Protection benefits

  • Choice of two Death Benefit coverage options.
  • Guaranteed Lifestage Upgrades4 when you get married, have a child or adopt a child; without additional medical assessment.
  • Flexibility to vary your sum assured2 according to your needs at different life stages.

Supplementary benefits

  • Critical Illness Benefit.
  • Early Stage Critical Illness Benefit.
  • Accident Benefit.
  • Premium Benefit.
  • Payer Benefit.
  • Spouse Benefit.
Z saver

Z Saver

A limited-pay investment-linked plan combined with long-term protection benefits. Get good returns and invest smartly with choice of a 5, 10, 15 or 20-year premium payment term. Speaking of returns, you can always alter your investment objectives as you have the power to flex the plan to add a top up or adjust your sum assured.
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Payment options

Fixed premium for 5, 10, 15 or 20 years - Yearly, half-yearly, quarterly or monthly; to end of premium payment term.

Investment benefits

  • Choose to contruct your portfolio using the following:
    • Portfolio builder – offers strategic asset allocation models customized for 5 different risk profiles.
    • Fund risk plotter – Freedom to choose any primary funds or combine with secondary funds, up to a specified limit, based on your risk profile.
  • Access to a diversified fund range that spreads across more than 15 asset classes.
  • Funds managed by experienced teams that includes award winning global and local fund houses.
  • Freedom to increase your investment capital over time through single premium investment boost option.
  • Unlimited free fund switching.

Protection benefits

  • Guaranteed Lifestage Upgrades4 when you get married, have a child or adopt a child; without additional medical assessment.
  • Flexibility to vary your sum assured2 according to your needs at different life stages.

Supplementary benefits

  • Comprehensive Disability Benefit.
  • Critical Illness Benefit.
  • Early Stage Critical Illness Benefit.
  • Accident Benefit.
  • Premium Benefit.
  • Payer Benefit.
  • Spouse Benefit.